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Your Real Estate Journey Starts Here
Time and again, we see that the road to long-term generational wealth comes through real estate. It is never too early or too late to start this journey. TwinCity Lending is your premier concierge mortgage broker for all of your home purchase adventures.
No matter which stage of homeownership you find yourself in, our team is here to help. From first-time buyers to those with an entire real estate portfolio, we have an option that will work for you.
The team at TwinCity Lending knows how to secure lower rates for any situation: FHA loans, VA loans, First-time buyer programs, Refinance options, Loans with shorter terms, Home equity loans and lines of credit, and Debt consolidation.
First-Time Home Loans
If you are new to the real estate world, you may be eligible for programs specific to first-time purchasers. Some of these offerings include little or no down payment requirements, making it even easier to become a homeowner.
TwinCity will guide you to the best possible mortgage package for your needs. If you are eligible to take advantage of FHA or VA home loan options, we can handle that for you as well. The TwinCity team wants to make your dream of owning a home a reality. We are experts and authorities in the lending market, so we are able to find the right home loan for you.
Refinancing Home Loans
There are many reasons to consider refinancing an existing mortgage into a new loan:
- You want a lower interest rate.
- You want to take cash out for home improvements.
- You want to consolidate debt or pay off student loans.
- You want a mortgage with shorter loan terms, such as a 15-year mortgage.
The TwinCity Lending staff will explain all of your options and help you decide which one makes the most sense for you. By looking at your short-term and long-term goals, our team of experts can guide you as you choose the perfect loan package to achieve your real estate dreams.
Find How TwinCity Lending Can Help You!
Debt Consolidation
When you own a home and have equity in it, you have an incredibly powerful tool at your fingertips. Whether you want to pay off student loans or get out from under high-interest credit cards, home equity loans or lines of credit can be excellent choices.
If you feel buried under consumer debt, we can help you use a refinance or home equity option to tackle it. Depending on your situation, you may be able to save tens of thousands of dollars in interest payments. Let our team help you find the best choice to help you consolidate through the equity in your home.
Shorter Loan Terms
Often homeowners want to change their current 30-year mortgage into a home loan with shorter terms. This plan is often an appealing choice as people approach their empty-nester years. They may want to have a mortgage that ensures they will be debt-free by retirement.
The TwinCity mortgage team will find the right fit for you to reach those goals. You will be well on your way to financial freedom and long-lasting wealth.
Find How TwinCity Lending Can Help You!
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- 101 East 5th Street - Suite 205 Northfield, Minnesota 55057
- Kurt Stanaitis NMLS # 350450
- TwinCity Lending NMLS # 380336
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