It is our mission to provide high-quality mortgage programs at the most competitive rates in the nation. Our home loan programs include: refinance, debt consolidation, home equity loans, second mortgages, purchase, construction loans, and home improvement loans -all tailored to your unique situation.

Our staff of mortgage service professionals make themselves accessible around the clock, and strive to obtain the best mortgage loan package available for our clients.

Each of us has individual needs regarding (bumpy?) credit history and current financial status. That's why we offer such a variety of mortgage solutions and loan programs. Each of our clients needs a program specifically designed for them.

At TwinCity Lending, we pride ourselves on the ability to work with all financial situations while offering our clients the best rate possible and in a timely manner. With so many years of experience behind us, we can get even difficult loans approved.


We can help you...

• Lower your monthly payment on your existing mortgage and eliminate Private Mortgage Insurance (PMI).
• Consolidate debts with a home equity loan.
• Remodel, renovate, and redecorate your existing home with the perfect Home Improvement Loan.
• Get your home appraised.
• Purchase your first, or next, investment property.
• Pre-qualify for a loan in as little as ten minutes! Call 651-303-4236 or 612-338-2810 now to enjoy the advantages!  Fast... simple... Free!

TwinCity Lending can provide you with a variety of real estate programs available on the market today.

• Conventional Loan Programs
• Jumbo Loans
• Interest Only
• Non-Owner Occupied Loans
• Loans on Investment Properties
• Multi-Unit Loans
• Zero Down
• Loans on Second Homes